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Curtis Ophoven's eBooks

 How the Global Economy is Dependent on Christianity


 Why America May Never Recover From the Recession


 Save Money Homeschooling


Free Budgeting Tool

By: Curtis Ophoven

7/16/2008 - 2 Comments

It’s high time to dust of the budget. The economy is in deep trouble and things are probably going to get worse before they get better.

If you have never created a budget or are looking for a way to play around with a budget, then you have come to the right place.  I have a great budgeting tool for you to try. 

Budgeting is perhaps the greatest method for long-term financial success and is one of the only realistic and practical methods that are widely available to help families manage their expenses. Budgeting has many advantages, like;

  • Increase communications and intimacy with your spouse
  • Increase your current and future financial outlook
  • Increase the financial outlook of your children by helping them pay for a better education
  • Improve the success of your long-term goals
  • Reduce the likelihood of suffering a major financial setback, like bankruptcy or foreclosure
  • Reduce the stress and anxiety of you and your family

The free budgeting tool that I’m talking about is available right here on this blog for anyone to use. There are many budgeting worksheets on the Internet, but none that you can customize to fit your exact financial needs before printing. This budgeting tool allows you to create and print a customized budget for any period of time, monthly, by-weekly, yearly, etc. with any number of categories.  

Give it a try and let me know what you think. Free Budgeting Tool.

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Reader Comments

Comment 1
Edoma Says: on Saturday, March 28, 2009 11:52:45 PM

For those who do not want to give out personal identity and access to bank account, but still want a functional and easy to use online budgeting for free, Out Of The Dark (OOTD) is a little gem. Budgeting and expense tracking in one stroke, ridiculously simple and easy to use, with tons of helpful online guidance, for me it's just too good to be free as I heard others commenting on OOTD.


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The Budget Kit

This is a great book if you want to get your financial life in order! It offers practical information, easy-to-follow instructions, and more than 25 worksheets that you use to organize, plan, track, schedule, and manage your financial life. Every area is covered. The book contains worksheets for tracking variable income, recording non-monthly expenses, recording debt repayment, tracking debt payoff, tracking savings, planning gifts, planning holiday expenses, recording online and mail order purchases, recording wants and needs, recording financial goals, a Monthly Budget Worksheet, and more.

How To Manage Your Money

People often try managing their money apart from God's plan. Bad plan. Until people have an attitude change about money, it will continue to control and confuse them. How to Manage Your Money is an excellent tool to get readers on track toward a liberated financial life.

Family Financial Workbook

Finances are the leading cause of marital breakdown and strife. Countless families give the false impression of being wealthy while drowning in a sea of debt. Family Financial Workbook is the best tool a family can have to manage their finances with God's direction. With a comprehensive collection of easy-to-follow worksheets, practicality is key feature of this great resource.

Save Money Homeschooling

How Homeschooling can save you $20,000 per year. Homeschooling is more than a means to educate your children. Homeschooling is a lifestyle that produces unmatchable results. Education is the single most expensive cost of every society on the face of the earth and homeschooling is the indisputable least expensive means to achieve this.