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With food prices jumping to new highs this year, gardening is a simple method to reduce your food expenses – especially if you have growing kids that eat all day like I do.

Time Your Purchases - Estimated Savings $1600

Timing your purchases can save you lots of money. Planning when to purchase the products that you will need in the future is a very good strategy.

Minimize Your Energy Use - Estimated Savings $480

Minimizing your energy use can save you a lot of money. The largest expense is usually heat and electric energy. There are many things that a homeowner can do to improve or reduce their energy use.

Wash Your Car - Estimated Savings $120

Washing your own car or truck can save you some money. Many families have two to three vehicles and keeping them clean can become a regular expense.

Cut Your Own Hair - Estimated Savings $720

Cutting your own hair can save you some money. Many families have two or three members that can learn to cut their own hair. Cutting hair is an inescapable task that needs to get done and can become a regular expense in a family budget.

Gamble argues that globalization brings far more benefits to the U.S. economy than it takes away. Gamble shows that both Europe and emerging economic powers like China and India have serious long-terms problems linked to their cultures, political structures, occasional instability, and state ownership of companies. These and other factors will eventually put a brake on the economic growth and manufacturing output of the Old World and hot emerging economies. The fundamental protections of property and free speech, a culture that promotes and rewards entrepreneurship, banking policies that make capital easily available, relative transparency in corporate accounting, universal access to education, and other elements, despite their flaws, are still more supportive of economic growth and wealth creation than can be found anywhere else.

Living Rich by Spending Smart

Mr. Karp provides quick, easy to read, practical tips for smart spending choices. This isn't a book about saving for investing; it’s about making purchase decisions wisely and with purpose. What's more important than taking control of spending habits? Practical advice, easy to adopt changes for sound money management. Easy read with great tips, this book pays for itself in ONE day!

Cashflow Quadrant: Rich Dad's Guide to Financial Freedom

The Cashflow Quadrant is the follow-up guide to finding the financial fast track that best works for you. It reveals the strategies necessary for moving beyond just job security to greater financial security by generating wealth from four selective financial quadrants.

When the Rivers Run Dry

Veteran science writer Pearce makes a strong—and scary—case that a worldwide water shortage is the most fearful looming environmental crisis. Fred Pearce has traveled the world researching and documenting water issues for over 20 years and in this alarming book, he has spelled-out current trends of misuse of our precious water resources. Aquifers, lakes, and rivers are being drained faster than can be replenished. Worse yet, these bodies of water in many areas are being infiltrated by sewage, toxic chemicals and sea water rendering them useless for future use.

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