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Why Obama’s Tax Plan will not Work

By: Curtis Ophoven

7/1/2008 - 8 Comments

The Obama tax plan is not going to work because the ‘rich’ are already paying most of the tax.

The rich are already taxed at about 45% when you look at income and investment taxes. If we tax them anymore, they will simply move their money out of the country.

Here is an interesting article that explains how the rich are double taxes, first with corporate tax rates at 35% and second with dividends or earnings.

Do The Rich Pay Their Fair Share In Taxes?

“They real tax rate to the investor is about 45% after factoring in the 35% corporate tax rate with the 15% dividend tax.”

“Taking all this into account, it’s not at all unusual for a wealthy individual to pay upwards of 50% of their income in taxes every year.  What’s more, their corporate holdings must pay taxes regardless of whether or not any of the income is distributed to shareholders.  To say the rich pay a lower percentage of their income in taxes than the poor is naive at best and downright dishonest at worst. “

The recession is bringing an end to the bad spending habits of our politicians. They need to learn to cut back on spending like the rest of us. There is no more money to tax, borrow or print - that will not further weaken the economy.

Here is another interest article about the debate.

McCain or Obama? Who’ll be better for your wallet?

One commenter suggested that the current Bush tax strategy is not working and therefore we need to ‘try’ something new.

“To all the people who continue to talk about this trickle down theory:  We have been trying to do this for about 8 years now and all it has done is bankrupt our country. The rich don't spend money, they save and invest it in stock. They don't create jobs, unless you count crappy low paying jobs without benefits. also, to the people who are claiming that most poor people are poor because they don't work hard enough, it's called a cyclical poverty. some people can't pull themselves up by their bootstraps, because they weren't lucky enough to be born with said bootstraps. we need to empower people and restructure the system to allow people to get out of poverty, not continue to punish them for being born into poor families. “

Obama will eventually raise taxes on everyone

Trying something new is not a sound economic strategy. Obama's economic strategy is based on spending. His current tax plan will not be able to support his plans to spend the economy out of the recession. Therefore, he will likely need to increase the taxes on everyone, while congress continue to spend money on more social programs that the country simply cannot afford. 

Obama's plans will not work because the country is broke. There is no more money to tax, print or borrow for Obama to spend. Tax and spend is not a good economic recovery strategy.

Another commenter makes this observation,

"What Obama doesn't tell you about his tax plan... What Obama doesn't mention is that his proposed tax on the "super rich" includes raising the capital gains tax, which is what the federal government takes from any profits we make from the sale of stocks. ANYONE -regardless of income level- who has a 401(k), an IRA, or any other retirement vehicle is likely invested in stocks or mutual funds that invest in stocks. Obama's proposal would raise the tax on your retirement money from 15% to 33%. This applies to low income, middle income, or high income families. Again, this applies to us all.

This is not a partisan statement, merely the facts. Obama wants to implement many new government programs, and getting more tax revenue is the logical way to do it. ”

Yet another commenter makes this observation,

“Obama will increase the lowest tax bracket by 50%.  Barack Obama is NOT in support of making the 2001 Bush tax cuts permanent. The Bush tax cuts lowered the lowest tax bracket from 15% to 10%, a 33% decrease.  If Obama does not make that permanent, he will be effectively agreeing to increase the middle class tax bracket by 50%  Obama will increase capital gains taxes from 15% to 28%, almost a 100% increase. “

My favorite comment is probably this one,

“The best candidate is one who supports taking away power from the FED and dismantling the FED altogether. For our founding fathers did not want a central bank to begin with. It was one of the reasons the colonies wanted independence from British rule who supported the idea. Too bad Ron Paul is out of the race.”

Conclusion

Taxes should be lowered and government spending should be reduced to reflect the resulting lower government income. But, the last thing politicians want to do is cut government spending, so they push to increase taxes. If Obama gets elected, the economy is likely to only get worse for 4-years.  We need less government, not more. If the government programs have failed to help people get out of poverty for the last decade, then why do we need to create more of them? 

What we really need is for the government to reduce taxes and regulations so that the entrepreneurs can rebuild the manufacturing industry to create new jobs for the next generation. The new jobs that would be created would put food on the table and give people the dignity of working for their keep.  Instead of increasing the power and authority of the government, we need to reduce it and let capitalism take control.  The government is responsible for creating the financial mess that we are in by inflating the housing market with artificially low interest rates – as they did in the 20’s before the Great Depression.  More government is not the answer.

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Reader Comments

Comment 1
j Says: on Wednesday, July 02, 2008 9:28:09 PM

Now that RP has dropped out, many of his supporters are checking out Presidential Candidate Bob Barr from the Libertarian Party.

Comment 2
James Says: on Tuesday, October 07, 2008 6:23:39 PM


I’m no expert on either economics or taxes, but I’d just like to give my $0.02 on the subject of Obama and taxes.

A couple of years ago I read the classic “Economics in One Lesson” by the late great Henry Hazlitt. His “lesson” was that most people look only at the short term, short span gains of one group when considering an economic policy. He then sets out, using a number of examples, to show why a broader perspective changes things entirely.

So listening to those who support Obama’s economic logic, I’m driven to sit back and look at the overall philosophy here, from a distance. It seems to me that at the root of Obama’s economic ideology is the idea that big business should be plundered in order to let smaller businesses thrive. I’m pretty sure that many liberals harbor a romantic fantasy wherein the balance on Main St shifts from big box chains (those soulless tools of Lucifer) to small Mom and Pop enterprises (service with a smile, part of the community).

But let’s be honest, Obama’s tax plan is a disincentive for businesses to expand out of their small business definition. He also wants to sting large corporations for billions more than they are already paying. The inference: small business good for America, big business bad.

But are we forgetting here just how much big business does for our economy? There’s a little thing that everyone keeps neglecting to mention and that’s “economies of scale”. The larger the operation, the lower the costs of materials and the less energy expended per unit of production. This means of course….lower consumer prices.

If we sting corporations and big business for more of their profits, they’re going to get that money back one way or another. How? By charging us more for mass produced goods. If we shift the production balance in favor of small businesses who don’t benefit so much from economies of scale, the cost of goods are going to rise too. Economies of scale affects both manufacture and retail too, additionally.

Whatever way you look at it, this means higher costs to the consumer. How would you like your tax decrease eaten up (and then some) by paying more for your goods? Additionally, since most of our everyday essentials are mass produced, paying higher prices for them is going to mean less dollars out there chasing the kinds of things that small businesses produce.

I just wanted to point out, overall, that it’s not just “tax rates” that affect the well being of business, it’s their potential revenue too. In fact it could be said that their levels of revenue have more influence over whether or not they stay in business than their tax rate. Am I the only one who’s thinking this broadly, or am I just totally and utterly wrong?

I run a small business in Manhattan. I provide a service. If the cost of consumer goods rises as a result of Obama penalizing larger businesses, then a lot of people for whom my service was previously viable as part of their weekly budget, might just be tipped over the edge into thinking “OK, what can we do without here?”

The answer, as always, is that the ONLY way to increase standards of living for everyone is through overall economic growth and the creation of more wealth. Like it or not, large businesses play a tremendous part in enabling such economic growth and those who think that big business can be plundered in order to give small businesses a break are, to me, not thinking of the wider picture. Economic growth requires, not a rearranging of wealth, but MORE wealth and LESS government spending, ie less taxes across the board, not just to the group that Obama figures is going to send him the most votes.

Let’s face it, Obama is an outright socialist who poses as a centrist because socialism is still a dirty word in the Land of the Free. I have no doubt whatsoever that his real ideology is “wealth redistribution.”


Comment 3
Martin Magini Says: on Wednesday, October 22, 2008 6:50:30 PM

Since Obama plans to tax the rich, why are so many rich people supporting him? That doesn't make sense. What is really going on?

Comment 4
Curt Says: on Wednesday, October 22, 2008 10:14:48 PM

@Martin Magini - The Hollywood rich and the media rich are supporting Obama because of his social policies. They don't care what he does with taxes. The very rich also find ways to avoid taxes.

Obama's tax plan in simply a strategy to get the poor to vote for him. They don't understand how socialism with enslave them. All they hear is that they will get a tax break.


Comment 5
Lee Says: on Tuesday, March 10, 2009 8:24:21 PM

Uh, what rich people are supporting Obama? Where are people getting their news and facts? From the Obama-Afraid Media? The real wealth hate Obama and his socialistic plans. Only way he can support his gradiose and insane plan is to increase taxes on everything, everyone, and on every service. And the consumers will squirrel away their money even more.

Comment 6
Curt Says: on Tuesday, March 10, 2009 9:40:08 PM

@Lee - Obama raised three times as much money as the Republicans. The big money came from the far left, like the Billionaire George Soros, George Clooney and Michael Moore, along with many of their associates.

The Wall Street rich were not as supportive because of the increase in taxes that Obama proposed. And now that Obama has been elected and has raised the dividen tax (which start Oct 09), the stock market has tanked.


Comment 8
Kelsey Says: on Thursday, November 19, 2009 1:04:27 PM

Ok, so I'm just a little confused as to WHO actually supports Obama's plan? And WHY they support it? I really don't understand what's going on, all I know is that when I get my paycheck every two weeks a good amount is taken out, whether from state taxes or Social Security. Can someone please clarify this for me?

I'm doing a persuasive speech for class and I would really appreciate the help.


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